SERVICES

JPIA provides much more than just peace of mind. In addition to insurance services, you can turn to us for a wealth of information designed to provide your agency with helpful resources designed to keep your employees safe and your agency compliant with constantly changing human resource regulations.

Cybersecurity Resources

KYND Webinar:

ACWA JPIA has partnered with KYND to provide you with access to the KYND ON dashboard and KYND Signals Report at no charge, aiming to help you strengthen your Agency’s cyber risk management posture. This ‘Getting Started with KYND’ webinar covers:

KYND Webinar
Intro to KYND
Why Cyber Risk Matters
How KYND Works
KYND Features
Accessing KYND Features

Other Resources:

Cybersecurity is a growing and evolving risk impacting the public sector, including water districts.

Cybersecurity resources can be found in Section 26 – Water/Wastewater Security of the Risk Control Manual.

2023 Additional Cybersecurity Services: KnowBe4 and KYND – FAQ

Cyber Insurance – Frequently Used Acronyms

Cybersecurity Resources

KYND Webinar:

ACWA JPIA has partnered with KYND to provide you with access to the KYND ON dashboard and KYND Signals Report at no charge, aiming to help you strengthen your Agency’s cyber risk management posture. This ‘Getting Started with KYND’ webinar covers:

KYND Webinar
Intro to KYND
Why Cyber Risk Matters
How KYND Works
KYND Features
Accessing KYND Features

Other Resources:

Cyber security is a growing and evolving risk impacting the public sector, including water districts.

Cyber security resources can be found in Section 26 – Water/Wastewater Security of the Risk Control Manual.

Employment Practices Hotline

An exclusive benefit for JPIA Liability Program Members

Hotline Details

What is it?

It is phone access for assistance regarding employment practices questions and/or problems covered by the JPIA Memorandum of Liability Coverage (MOLC).

What services are included?

A direct link to JPIA staff with referral to a labor attorney, if necessary.
Live phone conversation with a labor attorney (up to 30 minutes per incident).

Who can use the hotline?

General managers and human resource staff of ACWA JPIA Liability Program members.

What does it cost?

There is no additional cost; the service is provided as part of the Liability Program premium.

How Does It Work?

Call 888-715-EPLH

You will be assisted with your employment practices question or referred to a JPIA labor attorney.

Employment Practices Hotline

an exclusive benefit for JPIA Liability Program Members

Hotline Details

What is it?

It is phone access for assistance regarding employment practices questions and/or problems covered by the JPIA Memorandum of Liability Coverage (MOLC).

What services are included?

A direct link to JPIA staff with referral to a labor attorney, if necessary.
Live phone conversation with a labor attorney (up to 30 minutes per incident).

Who can use the hotline?

General managers and human resource staff of ACWA JPIA Liability Program members.

What does it cost?

There is no additional cost; the service is provided as part of the Liability Program premium.

How Does It Work?

Call 888-715-EPLH

You will be assisted with your employment practices question or referred to a JPIA labor attorney.

Risk Transfer

The JPIA provides guidance and best practices to its members regarding Risk Transfer. The following tools are a compilation of resources to provide recommendations many of our members rely upon. This guide assists member agencies developing proper indemnification and insurance provisions to minimize unwanted financial exposures caused by liability assumed under contract.

Insurance pools and programs provide these model guidelines based on their experience and other resources and factors. It is intended as a reference point for our members. These guidelines are not meant to create or suggest absolute requirements. Flexibility and understanding must be tempered with good judgment in establishing provisions that are agreeable and attainable for those involved in the process, the district and the entity with which it is contracting.

These tools are designed to encourage member agencies to utilize written contracts with proper indemnification and insurance requirements. The suggested guidelines and information provided in these tools are not legal advice. The members of JPIA are encouraged to review the information with their own legal counsel before finalizing any contract or agreement.

Insurance Requirements

Water districts can find themselves dealing with a variety of outsourced activities that could create potential risks and legal liabilities. JPIA provides guidance for a number of situations most likely to be encountered. Here you will find a listing of these scenarios, along with sample contracts and additional insurance policy endorsements that may be needed. JPIA strongly encourages each member agency to consult with its own legal team for advice on incorporating or utilizing these guidelines.

Type of Activity (Outsourced)	Recommended Sample Language	ISO Additional Insured Endorsements For Commercial General Liability, at least as broad as:
Service Providers - most routine maintenance, on-site equipment maintenance agreements, general services. Vendors who supply equipment and other products but do not perform other functions such as installation.	Model 1 - Most Contracts	Very Good: CG 20 10 10 01 Good: CG 20 10 07 04 OK but not preferred: CG 20 10 04 13
Professional Services - accountants, legal counsel, Information Technology with Cyber Exposures. Examples: Air Monitoring/Noise Studies, Water Sampling.	Model 2 - Professional Consultant	If Member premises exposure: use Commercial General Liability Additional Insured endorsements same as Model 1 - Most Contracts.
Design Professional - licensed architects, landscape architects, professional engineers, and professional land surveyors	Model 2.5 - Design Professional	If Member premises exposure: use Commercial General Liability Additional Insured endorsements same as Model 1 - Most Contracts.
Leases for tenants and concessionaires - such as building and land leases, cellular towers on premises.	Model 3 - Leases	CG 20 10 10 0 CG 20 11 (any edition)
Contractors - Construction - such as alteration, repair, improvement, renovation, maintenance, removal of or demolition of any building, highway, road, parking facility, bridge, water line, sewer line, electric utility transmission or distribution line, excavation or other improvement to real or personal property.	Model 5 - Construction Contracts	Best: CG 20 10 11 85 Very Good: BOTH CG 20 10 10 01 AND CG 20 37 10 01 Good: BOTH CG 20 10 07 04 AND CG 20 37 07 04 OK but not preferred: CG 20 10 04 13 AND CG 20 37 04 13 Sub-contractors: consider: CG 20 38 04 13 - from the General Contractor
UAVs aka Drones	Model 10 - Use Of Unmanned Aircraft	Additional Insured endorsements same as Model 1 - Most Contracts.
Use of Facilities - such as use of Agency parking lot for community event or use of Agency grounds for a special event.	Model 12 - Use of Facilities	CG 20 12 (any edition)
Encroachment Permit – such as Developer/Contractor requesting access to Agency infrastructure.	Model 13 – Encroachment Permit Guideline	CG 20 12 (any edition) OR if project includes Construction use Commercial General Liability Additional Insured endorsements same as Model 5 – Construction Contracts.

Risk Transfer - The Basics

Risk transfer is designed to minimize potential liability exposure of the member agency by transferring legal and financial responsibility for losses to the party best able to control those risks. This helps the member agency avoid costly claims.

The process of risk transfer typically takes place when hiring an outside vendor to complete work on behalf of the agency, or when allowing agency property or facilities to be used by outside parties.

Click here to view the PDF.

Risk Transfer - Deep Dive - Alliant Insurance Requirements in Contracts Manual

As with any complicated insurance issues, there are years of legal precedent and case studies guiding agencies on how to best protect themselves from liability. JPIA provides additional resources for those desiring a more detailed and in-depth examination of these issues. This information should not be construed as legal advice, but rather an opening point for each member agency to discuss these risk transfer issues with its own legal counsel.

https://alliant.com/news-resources/insurance-requirements-in-contracts-iric-manual/

Checklist for Verification of Certificates & Endorsements

While guidelines form an excellent basis in risk reduction, all of that work could be lost if all related paperwork is not completed properly. JPIA provides a checklist so each member agency can verify that every “i” is dotted and “t” is crossed, thereby ensuring that liability is truly transferred away from the agency and onto the third party as intended.

Click here to view document.

Sample Forms & Waivers

Waivers

Waiver – Tours & Activities

Waiver – Tours & Activities – Minors

Waiver – Workout Facility Waiver

Sample Forms

Checklist and Annotated Certificate

Sole Proprietor – WC Evidence exception

Sample State Fund Workers’ Compensation Evidence of Coverage

Risk Transfer

The JPIA provides guidance and best practices to its members regarding Risk Transfer. The following tools are a compilation of resources to provide recommendations many of our members rely upon. This guide assists member agencies developing proper indemnification and insurance provisions to minimize unwanted financial exposures caused by liability assumed under contract.

Insurance pools and programs provide these model guidelines based on their experience and other resources and factors. It is intended as a reference point for our members. These guidelines are not meant to create or suggest absolute requirements. Flexibility and understanding must be tempered with good judgment in establishing provisions that are agreeable and attainable for those involved in the process, the district and the entity with which it is contracting.

These tools are designed to encourage member agencies to utilize written contracts with proper indemnification and insurance requirements. The suggested guidelines and information provided in these tools are not legal advice. The members of JPIA are encouraged to review the information with their own legal counsel before finalizing any contract or agreement.

Insurance Requirements

Type of Activity (Outsourced)	Recommended Sample Language	ISO Additional Insured Endorsements For Commercial General Liability, at least as broad as:
Service Providers - most routine maintenance, on-site equipment maintenance agreements, general services. Vendors who supply equipment and other products but do not perform other functions such as installation.	Model 1 - Most Contracts	Very Good: CG 20 10 10 01 Good: CG 20 10 07 04 OK but not preferred: CG 20 10 04 13
Professional Services - accountants, legal counsel, Information Technology with Cyber Exposures. Examples: Air Monitoring/Noise Studies, Water Sampling.	Model 2 - Professional Consultant	If Member premises exposure: use Commercial General Liability Additional Insured endorsements same as Model 1 - Most Contracts.
Design Professional - licensed architects, landscape architects, professional engineers, and professional land surveyors	Model 2.5 - Design Professional	If Member premises exposure: use Commercial General Liability Additional Insured endorsements same as Model 1 - Most Contracts.
Leases for tenants and concessionaires - such as building and land leases, cellular towers on premises.	Model 3 - Leases	CG 20 10 10 0 CG 20 11 (any edition)
Contractors - Construction - such as alteration, repair, improvement, renovation, maintenance, removal of or demolition of any building, highway, road, parking facility, bridge, water line, sewer line, electric utility transmission or distribution line, excavation or other improvement to real or personal property.	Model 5 - Construction Contracts	Best: CG 20 10 11 85 Very Good: BOTH CG 20 10 10 01 AND CG 20 37 10 01 Good: BOTH CG 20 10 07 04 AND CG 20 37 07 04 OK but not preferred: CG 20 10 04 13 AND CG 20 37 04 13 Sub-contractors: consider: CG 20 38 04 13 - from the General Contractor
UAVs aka Drones	Model 10 - Use Of Unmanned Aircraft	Additional Insured endorsements same as Model 1 - Most Contracts.
Use of Facilities - such as use of Agency parking lot for community event or use of Agency grounds for a special event.	Model 12 - Use of Facilities	CG 20 12 (any edition)
Encroachment Permit – such as Developer/Contractor requesting access to Agency infrastructure.	Model 13 – Encroachment Permit Guideline	CG 20 12 (any edition) OR if project includes Construction use Commercial General Liability Additional Insured endorsements same as Model 5 – Construction Contracts.

Waivers

Waiver – Tours & Activities

Waiver – Tours & Activities – Minors

Waiver – Workout Facility Waiver

Sample Forms

Checklist and Annotated Certificate

Sole Proprietor – WC Evidence exception

Sample State Fund Workers’ Compensation Evidence of Coverage

Volunteer Resources

Many Agencies utilize volunteers, including youth and civic groups undertaking projects, work-release crews, court referred community service programs, stakeholder / citizen committee members, park hosts, garden docents, tour guides, or individuals responding to or assisting in agency sponsored events. A volunteer is an individual who, of their free will, and without compensation contributes services to assist an Agency in the accomplishment of its mission. Utilizing volunteers increases the risk to the Agency, such as third-party liability exposures and injury to volunteers. Therefore, all participating members of the JPIA Liability Program are encouraged to adopt a Volunteer Resolution. Please contact Member Services to verify if the Agency has a volunteer resolution on file.

The following are resources for utilizing volunteers:

Volunteer Resources

Many Agencies utilize volunteers, including youth and civic groups undertaking projects, work-release crews, court referred community service programs, stakeholder / citizen committee members, park hosts, garden docents, tour guides, or individuals responding to or assisting in agency sponsored events. A volunteer is an individual who, of their free will, and without compensation contributes services to assist an Agency in the accomplishment of its mission. Utilizing volunteers increases the risk to the Agency, such as third-party liability exposures and injury to volunteers. Therefore, all participating members of the JPIA Liability Program are encouraged to adopt a Volunteer Resolution. Please contact Member Services to verify if the Agency has a volunteer resolution on file.

MAILING ADDRESS	MAIN PHONE
P.O. BOX 619082 ROSEVILLE, CA 95661-9082	(916) 786-5742

SERVICES

Cybersecurity Resources

KYND Webinar:

ACWA JPIA has partnered with KYND to provide you with access to the KYND ON dashboard and KYND Signals Report at no charge, aiming to help you strengthen your Agency’s cyber risk management posture. This ‘Getting Started with KYND’ webinar covers:

Intro to KYND

Why Cyber Risk Matters

How KYND Works

KYND Features

Accessing KYND Features

Other Resources:

Cybersecurity is a growing and evolving risk impacting the public sector, including water districts.

Cybersecurity resources can be found in Section 26 – Water/Wastewater Security of the Risk Control Manual.

Cybersecurity Resources

KYND Webinar:

ACWA JPIA has partnered with KYND to provide you with access to the KYND ON dashboard and KYND Signals Report at no charge, aiming to help you strengthen your Agency’s cyber risk management posture. This ‘Getting Started with KYND’ webinar covers:

Intro to KYND

Why Cyber Risk Matters

How KYND Works

KYND Features

Accessing KYND Features

Other Resources:

Cyber security resources can be found in Section 26 – Water/Wastewater Security of the Risk Control Manual.

Employment Practices Hotline

An exclusive benefit for JPIA Liability Program Members

Hotline Details

It is phone access for assistance regarding employment practices questions and/or problems covered by the JPIA Memorandum of Liability Coverage (MOLC).

A direct link to JPIA staff with referral to a labor attorney, if necessary.

Live phone conversation with a labor attorney (up to 30 minutes per incident).

General managers and human resource staff of ACWA JPIA Liability Program members.

There is no additional cost; the service is provided as part of the Liability Program premium.

How Does It Work?

Call 888-715-EPLH

You will be assisted with your employment practices question or referred to a JPIA labor attorney.

Employment Practices Hotline

an exclusive benefit for JPIA Liability Program Members

Hotline Details

It is phone access for assistance regarding employment practices questions and/or problems covered by the JPIA Memorandum of Liability Coverage (MOLC).

A direct link to JPIA staff with referral to a labor attorney, if necessary.

Live phone conversation with a labor attorney (up to 30 minutes per incident).

General managers and human resource staff of ACWA JPIA Liability Program members.

There is no additional cost; the service is provided as part of the Liability Program premium.

How Does It Work?

Call 888-715-EPLH

You will be assisted with your employment practices question or referred to a JPIA labor attorney.

Risk Transfer

Waivers

Sample Forms

Risk Transfer

Waivers

Sample Forms

Volunteer Resources

The following are resources for utilizing volunteers:

Volunteer Resources

The following are resources for utilizing volunteers: